ROMEO CSUPO · INDEPENDENT LIFE INSURANCE BROKER
Insurance Disclosures
Last updated: October 6, 2026
Who you are contacting
Romeo Csupo is an independent life insurance broker, not an insurer. Insurance contracts are issued by the applicable insurance company. Independent status does not mean every carrier or product is represented.
State availability
Insurance services are available only where Romeo is appropriately licensed and appointed. Providing a state in the contact form does not establish eligibility or availability. Authorization in your state will be confirmed before specific policy solicitation or an application.
Quotes and coverage
Website information is general education and is not an offer to insure, a binding quote, or an insurance contract. Premiums, availability, eligibility, benefit limitations, exclusions, and effective dates depend on the insurer’s underwriting and the policy. A quote request does not start coverage. Approval and immediate full benefits are not guaranteed.
Policy details matter
Some policies have waiting periods or graded benefits. Permanent policies must be maintained according to their funding and premium requirements. Loans and withdrawals can reduce cash value and death benefits and may have tax consequences. Review the actual policy, illustrations, and disclosures before making a decision.
Mortgage protection
Mortgage protection describes a coverage goal and may use a life insurance policy. It is different from private mortgage insurance required by a lender. Who receives a death benefit and how it can be used depend on the policy and beneficiary designation.
Broker compensation
A broker may receive compensation from an insurer when a policy is issued. Ask Romeo about compensation or any applicable charges before proceeding.
No government affiliation
This website is not affiliated with or endorsed by a government agency. No insurer or regulator endorsement should be inferred from this website.
Existing coverage and advice
Do not cancel existing insurance based on this website or a preliminary quote. Review replacement costs, benefits, and any new exclusions or contestability periods before making changes. This website does not provide legal or tax advice.
Questions
Contact coveragewithromeo@gmail.com or (310) 995-9267.